Swoboda Research Centre
Supporting credit unions in Ireland and Great Britain through research
Previously The Centre for Community Finance Europe (CFCFE) launched in 2017, the Centre changed its name in memory of its co-founder, first chair and driving force - Ralph Swoboda.
The Centre’s focus is on the practical realities of delivering financial services such as loans, savings and insurance on an ethical and socially beneficial basis to individuals and micro- to medium-sized enterprises. Our research addresses strategic and tactical/operational issues of sustainability, such as corporate governance, business strategy, product/service development and risk management.
The Centre undertakes research across Europe, informed by experience and knowledge from around the world, but aimed at local solutions.
The Centre also offers training and advisory services, delivering actionable guidance to organisations, practitioners and national and local government policymakers.
UKSCS has a reciprocal relationship with Swoboda Research Centre
Latest research report
Credit Union Outlook Report – Drova in partnership with Swoboda
Drova is a consultancy that helps purpose-driven financial organisations adapt and thrive. They specialise in strategy, digital innovation and practical transformation—working closely with credit unions to turn complex challenges into actionable solutions. This 2025 report from Drova and Swoboda offers an in-depth review of key issues facing credit unions in Ireland, Northern Ireland and Great Britain.
This Credit Union Outlook Report captures the voices of 51 credit unions and provides a clear-eyed view of what lies ahead—from rising regulatory expectations to digital transformation, board capacity, sustainability, and financial growth.
What began as an effort to understand how credit union leaders view operational risks, grew into a broader study, shaped by insights from surveys and interviews with credit union leaders. The report explores six key areas shaping the future of credit unions:
- Governance & board oversight
- Risk, resilience & third parties
- Compliance, regulation & policy
- Fintech and digital transformation
- Sustainability, purpose & impact
- Financial sustainability & growth
Designed for leaders navigating a changing landscape, this report highlights the priorities that matter most for 2025 and beyond.
